Gold Loans in Mumbai

Mumbai is a fascinating city with a wide variety of opportunities for all kinds of professionals and non-professionals. One of the promptly evolving cities in the world, Mumbai is home to a lot of start-ups in almost every niche. Be it textiles, fashion industry, entertainment sector, healthcare domain or even jewellery and accessories industry, Mumbai has a lot to boast about. However, at the same time, keeping up with the fast pace of Mumbai can be a bit overwhelming sometimes, especially financially.

 

In order to keep the sales of your finances properly balanced, you might need a bit of support sometimes. This is where a gold loan comes in. You don’t need to have an excellent credit score to avail a gold loan in Mumbai. The basic rule is, you must have gold in the form of jewellery, ornaments or even coins. The bank or an NBFC will keep the gold as collateral and will offer you a percentage of your gold’s worth. Simple, isn’t it?

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What is a Gold Loan?

Simply put, a gold loan is a loan offered against the customer’s gold in the form of coins, ornaments or jewellery, which is kept as collateral. Once the customer repays all the loan amount, they get their gold ornaments/jewellery/coins back. Usually, the amount of the gold loan is a percentage of the gold’s worth. Gold loans are a great option to avoid short-term financial crunches as you can instantly avail gold loans in Mumbai with Shreeji Lending.

 

With Shreeji Lending, you can avail gold loans in Mumbai with incredible ease and convenience.  Shreeji Lending helps you to get a gold loan from high-end financial institutes such as SBI, BOI and such. What’s more? We make sure that your gold loan interest rates are as low as possible and that your amount is disbursed quickly so that your gold loan requirement is fulfilled instantly.

Features of Gold Loan

Gold loans are an excellent source to procure cash for short-term financial needs as they offer instant cash. Here are some more features of gold loans that you must know before getting a gold loan in Mumbai.

How to Apply for a Gold Loan?

  1. Fill out the Form
  2. Submit the required documents and click on ‘Apply’.
  3. Shreeji Lending Gold Loan experts will get in touch with you soon and will walk you through the rest of the process.
how to apply

Eligibility for Gold Loan

Document Required

  • The age of the borrower must be over 18 years
  • He/ She must possess a certain amount of gold against which he wishes to borrow the loan amount
  • Whether the borrower is a professional, non-professional, or a housewife is of no relevance
  • Proof of Identity such as IT Pan Card/ Driving license, Voter’s ID, Passport.
  • Proof of Address such as Electricity bill, etc.
  • Proof of Age
  • Pan Card/Form 60
  • Signature proof

Eligibility for Gold Loan

  • The age of the borrower must be over 18 years
  • He/ She must possess a certain amount of gold against which he wishes to borrow the loan amount
  • Whether the borrower is a professional, non-professional, or a housewife is of no relevance

Documents Required

  • Proof of Identity such as IT Pan Card/ Driving license, Voter’s ID, Passport.
  • Proof of Address such as Electricity bill, etc.
  • Proof of Age
  • Pan Card/Form 60
  • Signature proof

Benefits of Gold Loan

  • When in a financial emergency, a gold loan is your best bet as it enables you to have the loan amount in just a day.
  • One can avail gold loan even with a bad credit score.
  • Likewise, gold loans can be taken for any purpose – personal or professional. Whether its a medical urgency or capital requirement for business expansion, or even buying agricultural equipment, a gold loan will never fail you.

FAQ About Gold Loans

Most frequent questions and answers

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