Personal Loans in Mumbai
Living in Mumbai is indeed a dream come true. However, this dream comes with a price tag. And sometimes this price tag can be a bit too expensive to afford. This may lead to consequent financial crunches or maybe a few overdue bills! We, at Shreeji Lending, help you to achieve your dreams in a city like Mumbai by providing instant personal loans at affordable rates of interest. What’s more? You can apply for an instant personal loan in Mumbai from anywhere via your smartphone – yes, our application process is online.
Our Financial Partners
Looking for Personal Loan in Mumbai?
Apart from being the financial capital of India, Mumbai is a hot tourist spot. This beautiful coastal city has something to offer to people from all walks of life. However, rising costs have made it difficult to maintain a fair lifestyle in Mumbai. Even basic facilities and rentals rates have skyrocketed. Thereby forcing people to make some financial sacrifices to fulfil their more important needs.
However, with Shreeji Lending, you won’t have to make sacrifices when it comes to finances. We enable you to avail personal loans in Mumbai from high-end financial institutes such as SBI, BOI, etc. With over one and a half decades of serving as a personal loan broker in Mumbai, we help you get loans at the best and most affordable interest rates. We understand that some things can simply not wait. Thus, our quick disbursal time ensures that you get your loan amount just when you need it the most.
What’s more? We have made the loan application procedure easy for you. You can simply apply for a loan via your smartphone – just like ordering your favourite food!
Features of Personal Loan
Instant Disbursal
Waiting months for the loan to get approved is a tiresome process. Not to mention the financial troubles that keep nagging in between. At Shreeji Lending, we make sure that your loans are disbursed quickly so that you do not have to wait for weeks or even months.
Affordable Interest Rates
We help you avail personal loans in Mumbai at the best interest rates. One of the main factors concerning a loan is the rate of interest. We make sure that you don’t have to give a larger interest rate than necessary.
Flexibility of End Use
When you take a personal loan there is no restrictions on how you choose to use that personal loan. You can use the loan to buy property or invest in a business. It comes with flexibility.
No Collateral
The Personal Loan that you get with Shreeji Lending is unsecured personal loan meaning that you are not supposed to provide any collateral against the borrowed money.
How to Apply for a Personal Loan?
- Fill out the form
- Click on Submit
Once your application is reviewed, you will be required to submit KYC documentation.
After that, it is just a matter of a few days to see the loan amount in your bank account!
Eligibility for Personal Loan
Document Required
- You Need to be residing citizen of India
- Age 23-55 years Minimum
- For salaried applicants, you should have job experience of at least 2 years
- Identity Proof
- Address Proof
- bank Statement of Previous 3 Months
- Two latest salary slip/current dated salary certificate with the latest Form 16
Eligibility for Business Loan
- You Need to be residing citizen of India
- Age 23-55 years Minimum
- For salaried applicants, you should have job experience of at least 2 years
Documents Required
- Identity Proof
- Address Proof
- bank Statement of Previous 3 Months
- Two latest salary slip/current dated salary certificate with the latest Form 16
FAQ About Personal Loans
Most frequent questions and answers
- You should be 18+ of age and Indian national
- Your Credit Score should be 750+
- You should have decent salary/monthly income to meet repayment criteria
- We never ask for advance payment for our services. You pay us after you meet your financial requirement. You get financed that’s our goal
- We believe in serving our clients first and then getting paid for it.
- We want to build trust and relationships with our clients.
- Our mission is to help our clients meet their funding goals so that they can grow their business and fulfill personal aspirations.
- There are in total 15 documents required for a person to apply for personal loans in mumbai.
- PF Cheque and Cersei Cheque
- Business profile on letterhead with stamp and sign
- Photo -3
- ID proof (Aadhaar Card/PAN card/Election card/Office Id/Passport)
- Address Proof (Aadhaar Card/ Election Card/ Passport)
- Sign Verification (PAN Card/Passport/TC/Board Certificate/Affidavit)
- Business Continuity Proof (Shop Act License/GST)
- Education Proof If Professional
- 3 years IT, Computation of Income Latest
- 3 Years Balance Sheet and P and L account with CA attested/ Audit Report
- 1 Year Bank Statement (all a/c shows in balance sheet, current, saving, CC and OD)
- Repayment Statement (all loans shows in balance sheet and a/c)
- Sanction Letter (if details are not available on statements)
- List of documents (LOD) if take over case
- Outstanding letter if take over case
It depends on your business purpose and credit score. You can buy up to 100crores and take loans for up to 10 years.
Your application might have been rejected because you must have not met our eligibility criteria.